/* EscrowCalculate: a practical editorial reference. System fonts; no visual dependencies. */
:root{--paper:#f7f7f2;--white:#fff;--ink:#172d44;--muted:#58636e;--green:#245eb3;--mint:#e9eef4;--line:#cdd2d7;--orange:#9a4b26;--gold:#c79638;--radius:2px;--sans:Arial,Helvetica,sans-serif;--serif:Georgia,'Times New Roman',serif}
body{background:var(--paper);color:var(--ink)}
h1,h2{font-family:var(--sans);font-weight:700;letter-spacing:-.045em;line-height:1.12}h3{letter-spacing:-.02em}
.container{max-width:1280px;padding:0 40px}.site-header{background:#fff;border-top:5px solid var(--ink);border-bottom:1px solid var(--line)}.nav-wrap{height:100px;gap:30px}.brand{display:flex;flex-direction:column;align-items:flex-start;gap:5px;line-height:1}.brand-word{font:700 27px var(--serif);letter-spacing:-1.1px}.brand-period{color:var(--green)}.brand-caption{font:10px var(--sans);font-weight:600;text-transform:uppercase;letter-spacing:1.9px}.site-nav{gap:28px;font-size:14px}.site-nav>a:not(.button){padding:10px 0}.site-nav>a:hover{color:var(--green)}.site-nav .button{color:#fff;font-size:13px;padding:13px 17px}.site-nav .button:hover{color:#fff}
.button{background:var(--green);border-color:var(--green);border-radius:2px;font-weight:700;box-shadow:none;transition:background .15s}.button:hover{background:#164785;border-color:#164785;transform:none}.button.secondary{background:transparent;border-color:#8e9baa;color:var(--ink)}.button.secondary:hover{background:#e9eef4;border-color:var(--ink)}.button.light{background:white;border-color:white;color:var(--ink)}button:disabled{cursor:not-allowed}.text-link{color:var(--green);font-weight:700;line-height:1.5}.text-link:hover{text-decoration:underline}.eyebrow{letter-spacing:1.5px;font-size:10px;color:var(--muted)}.eyebrow:before{display:none}.nav-toggle{border-radius:0;border-color:#9aa5b0;color:var(--ink)}
.breadcrumbs{padding-top:22px;font-size:11px}.page-intro{padding:42px 0 30px;max-width:1000px}.page-intro h1{font-size:clamp(36px,4.4vw,58px);max-width:940px}.page-intro p{font-size:17px;max-width:770px}.page-intro .eyebrow{color:var(--green)}
.section{padding:48px 0}.section-top h2{font-size:34px}.tool-cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 50px}.tool-card{border-top:1px solid var(--line);display:grid;grid-template-columns:30px minmax(0,1fr);gap:10px 20px;padding:24px 0}.tool-card>.icon{grid-column:1;grid-row:1/4;width:24px;height:24px;margin:0;color:var(--green)}.tool-card h3{grid-column:2;font-family:var(--sans);font-weight:700;font-size:23px;margin:0}.tool-card p{grid-column:2;margin:0;font-size:14px}.tool-card .text-link{grid-column:2;justify-self:start;margin-top:4px}
.guide-grid{display:block}.guide-card{display:grid;grid-template-columns:145px minmax(0,1fr) 110px;column-gap:28px;border-top:1px solid var(--line);padding:26px 0}.guide-card .guide-meta{grid-column:1;grid-row:1/3;color:var(--green);font-size:10px;margin:6px 0}.guide-card h3{grid-column:2;font-family:var(--sans);font-size:24px;font-weight:700;letter-spacing:-.5px;margin:0 0 8px}.guide-card p{grid-column:2;margin:0;max-width:700px}.guide-card .card-end{grid-column:3;grid-row:1/3;align-self:center;gap:12px}.guide-controls{border-top:2px solid var(--ink);padding-top:20px}.filter-button{border-radius:2px;border-color:#a9b2bc}.filter-button[aria-pressed=true]{background:var(--ink);border-color:var(--ink)}
.panel,.result-panel{border-radius:0;background:white;border-color:var(--line);box-shadow:none}.panel{border-top:3px solid var(--ink)}.panel h2,.result-panel h2{font-size:26px;letter-spacing:-.035em}.result-panel{background:#edf1f5;border-top:3px solid var(--green)}.result-panel .result-value{font-family:var(--sans);font-weight:700;font-size:48px;font-variant-numeric:tabular-nums;letter-spacing:-2px}.result-breakdown>div{border-color:#c3ced9}.field label,label.field-label{font-size:13px}.field-grid input,input:not([type=checkbox]):not([type=radio]),select,textarea{background:white;border-color:#9aa6b2;border-radius:2px}fieldset,.bill-row,.reader-field{border-radius:0}.notice,.answer-box{background:#edf1f5;border-color:var(--green)}.notice.warning{background:#f5f0e4}.notice.error,[role=alert]:not(:empty){background:#fff0e8;color:#843616}.notice,.answer-box,.source-list{border-radius:0}.source-list{background:#edf1f5;border-top:1px solid #a7b6c5}.source-list h2{font-size:15px}.source-list ul{font-family:var(--sans)}th{background:#e9eef3}.balance-bar{background:#4573aa;border-radius:0}.balance-bar.negative{background:#9a4b26}.balance-chart{border-color:#9aa8b8}.tag{background:#e9eef4;border-radius:0}.statement-paper{box-shadow:none;border-color:#aebbc7}.statement-field{background:#f2f4f6;border-radius:0}.statement-field[aria-pressed=true],.statement-field:hover{background:#e2ebf6}.annotation h3{font:700 26px var(--sans)}.upload-zone{border-radius:0;background:#f4f6f8;border-color:#8396ac}.progress-bar{background:#e1e7ee;border-radius:0}
.article-layout{grid-template-columns:minmax(0,760px) 240px;gap:72px;padding-top:24px;border-top:1px solid var(--line)}.article-meta{padding-bottom:8px}.prose>p,.prose>ul,.prose>ol{font-family:var(--serif);font-size:18px;line-height:1.8;color:#293b4e}.prose>ul li,.prose>ol li{font-size:18px;line-height:1.8}.prose h2{font-size:28px;line-height:1.25;letter-spacing:-.025em;margin-top:38px}.prose h3{font-size:20px}.article-sidebar strong{color:var(--green)}.article-sidebar>div{border-top:2px solid var(--ink)}.article-sidebar a:hover{color:var(--green)}
.premium-feature{background:var(--ink);color:#fff;border:0;border-top:5px solid var(--gold);border-radius:0;margin:55px 0;padding:40px;grid-template-columns:1.1fr 1fr;gap:55px}.premium-feature h2{font-size:36px;line-height:1.13;letter-spacing:-1px}.premium-feature .eyebrow{color:#e9c16e}.premium-feature .button{background:#fff;border-color:#fff;color:var(--ink)}.premium-feature .button:hover{background:#e4ebf4}.premium-feature .premium-disclosure{color:#c5cfdb}.premium-feature .text-link{color:white}.premium-explainer{border-color:#617082;padding-left:32px}.premium-explainer>strong{font-size:18px}.premium-feature p{font-size:15px}.premium-disclosure{color:var(--muted)}.premium-callout{border-radius:0;background:#edf1f5;border-left:0;border-top:3px solid var(--green);padding:28px}.premium-callout h2{font-size:29px}.premium-result{border:1px solid #bac8d6;border-radius:0;background:#fff}.premium-summary{background:#e9eef4;border-radius:0;border-left:3px solid var(--green)}
.premium-inquiry .pi-preview{background:#f5f0e4;border-color:#d5c6a5;border-radius:0}.premium-inquiry .pi-form-panel{border-radius:0;border-top:3px solid var(--ink);background:white}.premium-inquiry .pi-sidebar-card{background:#edf1f5;border-radius:0;border-color:#c8d3de}.premium-inquiry .pi-sidebar h2{font-size:28px}.premium-inquiry .pi-progress li>span{border-radius:0;background:#f1f3f5;border-color:#cdd2d7}.premium-inquiry .pi-progress li[aria-current=step]>span{background:var(--ink);border-color:var(--ink)}.premium-inquiry .pi-progress li[data-complete=true]>span{background:#e2ebf6;border-color:#a8bdd8;color:var(--ink)}.premium-inquiry input:not([type=checkbox]),.premium-inquiry select,.premium-inquiry textarea{border-radius:2px;border-color:#9aa6b2;background:white}.premium-inquiry .pi-note,.premium-inquiry .pi-excluded,.premium-inquiry .pi-submit-note{border-radius:0;background:#edf1f5}.premium-inquiry .page-intro h1{font-size:clamp(36px,4.4vw,56px)}
.site-footer{background:#e9edf1;border-top:2px solid var(--ink);padding:42px 0 24px}.footer-bottom{border-color:#bec7d1}.footer-links strong{color:var(--ink)}.footer-top p{max-width:350px}.footer-links a{color:#354b62}.footer-links a:hover{color:var(--green)}.faq-section{border-top:2px solid var(--ink);padding-top:35px}.faq-section h2{font-size:35px}details{padding:18px 0}summary{font-size:15px}
@media(max-width:1050px){.container{padding:0 28px}.nav-wrap{gap:22px}.site-nav{gap:20px}.site-nav>a{font-size:12px}.site-nav .button{font-size:12px;padding:12px}.brand-word{font-size:24px}.brand-caption{font-size:9px}.article-layout{grid-template-columns:minmax(0,1fr) 210px;gap:35px}}
@media(max-width:900px){.nav-wrap{height:82px}.nav-toggle{display:block}.site-nav{display:none;position:absolute;left:0;right:0;top:82px;background:white;padding:18px 28px;border-bottom:2px solid var(--ink);box-shadow:none}.site-nav.open{display:flex;flex-direction:column;gap:0;align-items:stretch}.site-nav>a:not(.button){padding:13px 0;font-size:15px}.site-nav .button{margin-top:10px;padding:14px;font-size:14px}.guide-card{grid-template-columns:110px minmax(0,1fr) 90px;gap:10px 20px}.premium-feature{padding:30px;gap:30px}}
@media(max-width:760px){.container{padding:0 20px}.page-intro{padding:30px 0 24px}.page-intro h1{font-size:39px}.page-intro p{font-size:16px}.tool-cards{grid-template-columns:1fr;gap:10px}.tool-card{gap:10px 15px}.tool-card h3{font-size:22px}.guide-card{display:block;padding:22px 0}.guide-card .guide-meta{margin:0 0 10px}.guide-card h3{font-size:23px}.guide-card .card-end{margin-top:16px;justify-content:flex-start;gap:20px}.article-layout{display:block;padding-top:10px}.prose>p,.prose>ul,.prose>ol,.prose>ul li,.prose>ol li{font-size:17px}.prose h2{font-size:26px}.premium-feature{grid-template-columns:1fr;margin:38px 0;gap:24px;padding:28px 24px}.premium-feature h2{font-size:30px}.premium-explainer{border-left:0;border-top:1px solid #617082;padding:24px 0 0}.premium-callout{padding:24px}.premium-callout h2{font-size:26px}.result-panel .result-value{font-size:43px}.site-footer{padding-top:32px}.footer-links{gap:38px}.faq-section h2{font-size:30px}.premium-inquiry .pi-step h2{font-size:28px}}
@media(max-width:420px){.container{padding:0 17px}.brand-word{font-size:24px}.brand-caption{font-size:8px;letter-spacing:1.65px}.page-intro h1{font-size:35px}.panel,.result-panel{padding:22px 18px}.premium-inquiry .page-intro h1{font-size:35px}.premium-secondary{margin-left:0;display:flex;width:max-content;max-width:100%}}
@media print{body{background:white;color:#111}.site-footer,.site-header{display:none}.container{padding:0;max-width:none}.page-intro{padding:0}.page-intro h1{font-size:29px}.article-layout{display:block}.prose>p,.prose>ul,.prose>ol,.prose>ul li,.prose>ol li{font-size:12px}.prose h2{font-size:21px}.panel,.result-panel{background:white;border:1px solid #aaa}.premium-feature,.premium-callout{display:none}.premium-inquiry .pi-form-panel{border:0}}
.premium-inquiry .pi-policy-note,.premium-inquiry .pi-review-needed,.premium-inquiry .pi-contact-notice,.premium-inquiry .pi-inactive{border-radius:0}.premium-inquiry .pi-review-needed{background:#e9eef4}.premium-inquiry .pi-review-list>div{border-bottom-color:#cdd2d7}

/* Persistent quick actions: both destinations stay outside the mobile menu. */
:root{--header-clearance:110px}
html{scroll-padding-top:var(--header-clearance)}
.site-header{position:sticky;top:0;z-index:30}
.site-header .nav-wrap{display:grid;grid-template-columns:auto minmax(0,1fr) auto;height:88px;gap:24px}
.site-header .brand-word{font-size:24px}
.site-header .brand-caption{font-size:8px;letter-spacing:1.7px}
.site-header .site-nav{justify-content:center;gap:20px;font-size:13px}
.site-header .site-nav>a{font-size:13px;white-space:nowrap}
.header-actions{display:flex;gap:8px;align-items:center}
.header-actions .button{min-height:44px;padding:12px 14px;font-size:13px;line-height:1.25;white-space:nowrap;text-align:center}
.header-actions .header-premium{background:var(--ink);border-color:var(--ink);color:white}
.header-actions .header-premium:hover{background:#294967;border-color:#294967}
.article-sidebar{top:var(--header-clearance)}
@media(max-width:1099px){
 :root{--header-clearance:142px}
 .site-header .nav-wrap{height:auto;grid-template-columns:minmax(0,1fr) auto;grid-template-rows:64px auto;gap:0 20px;padding-bottom:12px}
 .site-header .brand{grid-column:1;grid-row:1;justify-self:start}
 .site-header .nav-toggle{display:flex;align-items:center;justify-content:center;grid-column:2;grid-row:1;min-width:44px;min-height:44px}
 .site-header .site-nav{display:none;position:absolute;left:0;right:0;top:100%;padding:12px 28px;background:white;border-bottom:2px solid var(--ink);box-shadow:none;max-height:calc(100dvh - 126px);overflow-y:auto}
 .site-header .site-nav.open{display:flex;flex-direction:column;align-items:stretch;gap:0}
 .site-header .site-nav>a:not(.button){padding:13px 0;font-size:15px}
 .header-actions{grid-column:1/-1;grid-row:2;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
 .header-actions .button{width:100%;white-space:normal}
}
@media(max-width:420px){
 .header-actions .button{font-size:12px;padding:10px 8px}
 .site-header .site-nav{padding-inline:17px}
}
@media print{html{scroll-padding-top:0}.site-header{display:none!important}}